How Will Obamacare Affect You?

How Will Obamacare Affect You?

October 1 is first day to sign up for health insurance exchanges.

Tomorrow is the first day you can sign up for a health insurance plan under the Affordable Care Act.

Despite all the attention the Affordable Care Act has been getting many people are still asking---how will Obamacare affect me and what if anything will I  have to do?
If you get health insurance coverage from your employer,  you buy your own, or if you're covered by Medicare, you don't need to sign up   on the health exchange.

But if you make at least $11,500 and don't have coverage, you'll have to get it or pay a penalty.
The fine  starts at $95 next year for an individual or $47.50 for an uninsured  child.

 Since Pennsylvania hasn't created a health insurance exchange residents will have to sign up under the federal exchange.  The State Insurance Department has created a consumer website for health insurance information:   It also contains a link to the federal portal at to learn more and apply for coverage.

Governor Tom Corbett created what he calls the Healthy  Pennsylvania  Plan for low-income residents.  He says  the state won't expand  Medicaid to  include more poorer residents, but would give them federal money to buy their own insurance. He's still waiting to see if the federal government approves that plan.

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