Tomorrow is the first day you can sign up for a health insurance plan under the Affordable Care Act.
Despite all the attention the Affordable Care Act has been getting many people are still asking---how will Obamacare affect me and what if anything will I have to do?
If you get health insurance coverage from your employer, you buy your own, or if you're covered by Medicare, you don't need to sign up on the health exchange.
But if you make at least $11,500 and don't have coverage, you'll have to get it or pay a penalty.
The fine starts at $95 next year for an individual or $47.50 for an uninsured child.
Since Pennsylvania hasn't created a health insurance exchange residents will have to sign up under the federal exchange. The State Insurance Department has created a consumer website for health insurance information: www.PAHealthOptions.com. It also contains a link to the federal portal at www.Healthcare.gov to learn more and apply for coverage.
Governor Tom Corbett created what he calls the Healthy Pennsylvania Plan for low-income residents. He says the state won't expand Medicaid to include more poorer residents, but would give them federal money to buy their own insurance. He's still waiting to see if the federal government approves that plan.