If your medical bills are weighing down your credit score, you're in for some relief. This fall, FICO, the nation's top credit score provider will make changes that put less of an emphasis on medical debt.
If the only unpaid debt on your credit report is medical debt, your FICO score could go up by about 25 points. FICO will also start ignoring debts in collections that have been paid off or settled.
Currently, even paid off debts that went to collections are factored into credit scores for up to 7 years.