Another Delay for Affordable Care Act

Another Delay for Affordable Care Act

Bare-bones health plans may be offered longer.

The Obama Administration is expected to announce another delay in the Affordable Care Act. It would allow insurers to continue offering bare-bones plans, even if they don't comply with the minimum standards. 

With people outraged over the cancellation of their health insurance policies, the president announced last November that Americans could keep their plans for another year, even if they didn't meet the Affordable Care Act's basic coverage requirements.

Now the administration is expected to  allow insurers to offer the sub-standard plans even longer, avoiding another round of cancellations, just weeks before the midterm elections.

News of the extension comes just three weeks before another critical obamacare deadline, March 31, the last day to sign up for coverage through an insurance exchange. 

"We're all used to going out and shopping for a car and test driving different cars. Well, now it's shopping for your insurance," says Danielle Shaulis, Employee Benefits Manager, at L.R. Webber in Blair County.

Shaulis says, however, despite improvements made to  www.healthcare.gov, the enrollment process is still confusing for many people.  It can be difficult to determine what kind of coverage you need and what you can afford.

"If it's a $2,000 deductible, will they be able to pay that $2,000 deductible, at the time they would need it?"

Allowing bare bones plans to continue, could protect some people from having to make difficult decisions
 
About half of the states, including Pennsylvania, agreed last year, to allow these plans to continue until this coming October. It's not known yet, how long that deadline could be extended.


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