CONSIDERING BANKRUPTCY? KNOW YOUR ALTERNATIVES...
Serving Pittsburgh, Harrisburg and all of Pennsylvania
Are you searching for a Pennsylvania bankruptcy lawyer? Do you need immediate debt relief assistance? You have come to the right place. At Harold Shepley & Associates
, our skilled attorneys listen to all of your concerns and recommend a plan of action. We work hard to help you lower your monthly payments, reduce your debt and avoid bankruptcy whenever possible. Our founder, Harold Shepley, has provided reliable debt relief solutions since 1999.You may be able to recover from debt with filing bankruptcy
Some bankruptcy attorneys in Pennsylvania encourage you to file as soon as they hear you have a debt problem. But our lawyers view bankruptcy as a last resort. When we see alternative debt options, you can be sure that we will help you explore them. You may be able to turn your situation around through:
* Debt Negotiation
* Credit Restoration
* Mortgage Modification
In some cases, bankruptcy cannot be avoided. When filing a Pennsylvania bankruptcy is absolutely necessary, our lawyers help you achieve the best possible outcome so you can start fresh and embrace your future.How to get started on your debt recovery plan
You can address your financial crisis right now by calling our corporate office
- We offer you a free consultation
- You do not need to travel
If you do not happen to live in Somerset County, our experienced Pennsylvania bankruptcy law firm
can readily help you solve your debt problem over the phone or with an in-person consultation. Our lawyers fully inform you about the pros and cons of each debt relief strategy that may apply to your personal situation. By the time you consultation is over, you will know exactly where you stand and whether you need to file bankruptcy in Pennsylvania. Whatever solutions we decided to pursue, our attorneys are here to help you every step of the way. Helping clients with chapter 7
and chapter 13 bankruptcy
in Pittsburgh and throughout Pennsylvania.Let our Pennsylvania bankruptcy attorneys help you reach financial freedom
You have already taken a big step in the debt relief process -- you have searched for a qualified lawyer to help you. Now take the next step and contact Harold Shepley & Associates, LLC
at 877.553.3389. Our staff is friendly and courteous, and treats you with the dignity and respect you deserve. If you have any questions about Pennsylvania bankruptcy laws we can help.Why do I need an attorney to help me with debt relief?
You are at great risk when you have overwhelming debt. You may face lawsuits from your creditors, seizure of your car or loss of your home. Debt consolidation services cannot defend you against litigation, repossession or foreclosure. Only a qualified debt relief attorney can help you confront these serious matters. What happens if I get sued?
Getting served with a lawsuit can be a frightening experience. But the courteous staff at Harold Shepley and Associates will be alongside you throughout your journey.
We can settle a lawsuit no different than any other debt. In fact, sometimes we can get the case dismissed. This means you no longer owe that creditor anything at all. So being sued with Harold Shepley and Associates can actually be a positive experience.What information should I prepare when I call your office?
To properly assess your needs, our attorneys must to collect detailed information about your financial situation. This includes specifics about your income, expenses and debt. Before you call for your free consultation, complete our convenient debt relief questionnaire
.If I file for bankruptcy, will I lose my house and my car?
Many people who file a Chapter 7
bankruptcy can keep their homes and cars. Our attorneys work with you to analyze your situation to determine what assets you are able to protect.Why is debt negotiation preferable to filing for bankruptcy?Bankruptcy
damages your credit for up to 10 years after receiving your discharge. It is easier to clean up your credit after completing debt negotiation than after completing bankruptcy. In addition, a bankruptcy can affect your ability to obtain employment, housing and insurance.When is credit restoration necessary?
Your credit score may be reduced when you fail to make payments on time or in full. Bankruptcy causes the greatest damage to your credit, but even debt negotiation can have a negative impact. Our firm can help you restore your credit score and provide you a more secure future. I'm struggling with my mortgage. What are my options?
In these rough economic times, many people are becoming delinquent on their mortgage payments. This does not mean you need to lose your home. Harold Shepley and Associates has many different options to keep your home. These include: Chapter 13 Bankruptcy
, mortgage modification and possibly debt negotiation to reduce your unsecured debt so you can afford your mortgage payment.